palisneroexora - Your trusted financial planning partner

Acceptance of Terms

By accessing our website, subscribing to our services, or using any of our financial planning tools, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These terms constitute a legally binding agreement between you and palisneroexora Pty Ltd.

Service Description

palisneroexora provides monthly financial planning subscription services including consultations, analysis, and guidance. Our services are designed to help individuals make informed financial decisions.

Services include monthly consultations, financial analysis, goal-setting guidance, and ongoing support via email and phone.

User Responsibilities

As a subscriber to our services, you agree to fulfill certain responsibilities to ensure effective service delivery and maintain the integrity of our platform.

Provide accurate, complete, and current information about your financial situation
Attend scheduled consultations or provide reasonable notice of cancellation
Implement recommendations at your own discretion and risk assessment
Notify us promptly of any material changes to your financial circumstances
Maintain the confidentiality of any login credentials or access information

Prohibited Uses

You agree not to use our services for any unlawful purpose or in any way that could damage our reputation or interfere with other users' experience.

Providing false or misleading information about your financial situation
Using our services for illegal activities or money laundering purposes
Sharing confidential information with unauthorized third parties
Attempting to reverse-engineer or copy our proprietary methodologies

Intellectual Property Rights

All content, trademarks, and intellectual property on our website and in our services belong to palisneroexora Pty Ltd and are protected by Australian and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Privacy and Data Protection

We are committed to protecting your personal information and financial data in accordance with Australian Privacy Principles and applicable privacy laws.

For detailed information about how we collect, use, and protect your data, please review our Privacy Policy.

Payment Terms and Conditions

Subscription fees are billed monthly in advance. All fees are inclusive of GST where applicable. Payment is due upon subscription activation and monthly thereafter.

Monthly fees of $250 AUD including GST are charged to your nominated payment method
Failed payments may result in suspension of services until payment is resolved
Price changes require 30 days written notice and your continued consent

Cancellation and Refunds

You may cancel your subscription at any time with written notice. Cancellations take effect at the end of your current billing period.

No refunds are provided for partial months of service. All fees paid are non-refundable except where required by Australian Consumer Law.

Limitation of Liability

To the fullest extent permitted by Australian law, palisneroexora's liability for any claims arising from our services is limited to the amount of fees paid by you in the 12 months preceding the claim.

Liability Caps

Under no circumstances shall our total liability exceed the subscription fees paid by you. We exclude liability for consequential, indirect, or punitive damages.

Indemnification

You agree to indemnify and hold harmless palisneroexora, its directors, employees, and affiliates from any claims arising from your use of our services, breach of these terms, or violation of any law or third-party rights.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through established processes before resorting to formal legal proceedings.

Mediation and Arbitration

Any disputes arising from these terms shall first be addressed through good faith negotiations. If unresolved, disputes may be submitted to mediation or arbitration.

Arbitration proceedings shall be conducted under Australian commercial arbitration rules with proceedings held in Melbourne, Victoria.

Online Dispute Resolution

For international clients, we participate in online dispute resolution platforms where applicable to local consumer protection laws.

Access ODR Platform

Termination of Services

Either party may terminate the subscription with 30 days written notice. We reserve the right to terminate immediately for breach of these terms or illegal use of our services.

Upon termination, access to services ceases, but confidentiality obligations and limitation of liability provisions survive.

Governing Law

These terms are governed by the laws of Victoria, Australia. Any legal proceedings shall be subject to the exclusive jurisdiction of Victorian courts.

Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect. Invalid provisions shall be modified to achieve the intended legal and commercial effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any additional agreements, constitute the entire agreement between you and palisneroexora regarding our services.

Changes to Terms

We reserve the right to modify these terms at any time. Material changes will be communicated via email and posted on our website.

Continued use of our services after changes constitutes acceptance of modified terms.

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided below.

palisneroexora Pty Ltd

123 Collins Street, Melbourne VIC 3000

contact@palisneroexora.com

+61 592-946-726

Terms and Conditions